By Benjamin Feldman

Have you noticed it yet? The growing murmur out there, getting louder every week, bubbling up in newspapers, on TV, and on news sites, and it’s telling you … to buy a house in 2013.

OK, maybe that’s a bit of an exaggeration, but there are definitely a lot of experts (and non-experts) suggesting that now is the right time to buy a house — that is, in 2013. And that murmur may soon turn into a deafening roar. So let’s look at the questions you need to ask to determine whether 2013 is really the best time to buy a house.

Is Buying a House Right for You Right Now?

We’ll discuss the numbers in a second, but before we do that it’s important to get one thing straight: No matter what the national economic and housing market trends indicate, it only makes sense to buy a house if it meshes with your current place in life and your future goals.

For example, if you have a stable career and a job that pays enough to cover your living expenses (with some leftover for emergencies/retirement), and in addition you plan on being in the same place for 3-5 years or expect you could rent the house out if you were to move away, then you are probably in a good position to consider buying a house in 2013.

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Is 2013 the right time to buy a house?

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